LEGAL DISCLAIMER & NOTICES

• You should consult a qualified attorney for legal advice regarding your specific situation.
• You should consult a qualified financial advisor for financial advice regarding your specific situation.
• Any reliance you place on information provided by us is strictly at your own risk.

We do not guarantee any specific credit score increase, removal of any specific negative item, approval for any loan or credit product, or any particular improvement in your credit profile. Results depend on:

• The accuracy of the information in your credit report at the time of dispute.
• The responsiveness and internal policies of credit bureaus (CIBIL, Experian, Equifax, CRIF).
• The responsiveness and policies of banks, lenders, and individual creditors.
• Your unique credit history, account standing, and financial circumstances.
• Applicable laws, regulations, and industry standards at the time of filing.
• Third-party actions and decisions that are entirely beyond our reasonable control.

CIBIL is a registered trademark of TransUnion CIBIL Limited. Experian, Equifax, and CRIF High Mark are registered trademarks of their respective owners.

• We are not affiliated with, endorsed by, or sponsored by TransUnion, CIBIL, Experian, Equifax, CRIF High Mark, or any other credit bureau or financial institution.
• Our services are independently provided as a credit repair consultancy under Corvanta Financial Services.
• Any reference to third-party trademarks on this website is for identification purposes only and does not imply any association, endorsement, or approval by those trademark owners.

Our website may contain links to third-party websites, including credit bureaus, banks, financial institutions, and payment gateways. These links are provided for your convenience only.

• We do not control, endorse, or assume any responsibility for the content, privacy practices, terms, or actions of any third-party website.
• If you access any third-party website through our site, you do so entirely at your own risk.
• We recommend that you review the terms and privacy policies of any third-party website you visit before providing personal information.

• No Indirect Damages — We shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages of any kind.
• No Economic Loss — This includes, without limitation, loss of profits, credit approvals, loan denials, interest rate increases, loss of business opportunities, or damage to reputation.
• No Third-Party Liability — We are not responsible for any actions, delays, failures, or errors by credit bureaus, banks, lenders, or any third party.
• Liability Cap — Our total aggregate liability for any claim arising out of or relating to our services shall not exceed the total fees actually paid by you to us in the preceding 6 months.
• Assumption of Risk — You acknowledge that credit scores may fluctuate up or down during our engagement, and you assume all associated risks.

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, suitability, or availability of any information on our website or provided through our services.

• Any reliance you place on such information is strictly at your own risk.
• We reserve the right to modify, update, or remove any information on our website at any time without prior notice.
• Information on this website does not constitute a binding offer or commitment by CIBIL Repair.

By using our website and services, you expressly assume all risks associated with credit repair, including but not limited to:

• The risk that credit bureaus may refuse to remove disputed items even after proper filing.
• The risk that your credit score may temporarily decrease during the dispute process.
• The risk that lenders may deny credit regardless of your credit score or bureau results.
• The risk that the credit repair process may take longer than initially anticipated.
• The risk that accurate negative information, as verified by the bureau, may legally remain on your credit report.
• Any financial consequences arising from decisions you make based on expected credit improvement.

You agree to indemnify, defend, and hold harmless CIBIL Repair, its owners, officers, employees, agents, affiliates, and successors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of our website or services in any manner.
• Your breach of this Disclaimer or our Terms & Conditions.
• Any false, inaccurate, or misleading information provided by you.
• Your violation of any applicable law or any third-party rights.
• Any dispute arising between you and a credit bureau, bank, lender, or creditor.

Our failure to exercise or enforce any right or provision of this Disclaimer shall not constitute a waiver of such right or provision. Any waiver of any provision of this Disclaimer must be in writing and signed by an authorized representative of CIBIL Repair to be effective. Delay in exercising any right shall not constitute a waiver of that right.

If any provision of this Disclaimer is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable. The remaining provisions shall continue in full force and effect and shall not be affected by such invalidity, illegality, or unenforceability.

• Governing Law — This Disclaimer shall be governed by and construed in accordance with the laws of India, including the Indian Contract Act, 1872.
• Exclusive Jurisdiction — Any disputes arising out of or relating to this Disclaimer or your use of our website or services shall be subject to the exclusive jurisdiction of the courts in Delhi NCR, India.
• Waiver of Forum — You expressly waive any objection to venue or inconvenience of forum in Delhi NCR courts.

This Disclaimer, together with our Terms & Conditions, Privacy Policy, and Refund & Cancellation Policy, constitutes the entire agreement between you and CIBIL Repair regarding your use of our website and services. It supersedes all prior agreements, understandings, or representations — whether written or oral.

We reserve the right to modify, update, or change this Disclaimer at any time without individual notice to you. The "Last Updated" date at the top of this page indicates when the most recent changes were made.

In compliance with the Information Technology Act, 2000 and the Consumer Protection Act, we have designated a Grievance Officer to address your concerns regarding this Disclaimer:

For questions about this Disclaimer or any of our legal policies, please reach out to us using any of the channels below: