100% Legal RBI-Compliant

Bank-Grade Security

30-Day Fastest Resolution

98% Success Rate

Money-Back Guarantee

5,000+ Happy Clients

4.9★ Google Rating

All 4 Bureaus Covered

100% Legal RBI-Compliant

Bank-Grade Security

30-Day Fastest Resolution

98% Success Rate

Money-Back Guarantee

5,000+ Happy Clients

4.9★ Google Rating

All Bureaus Covered

India's #1 CIBIL Score Experts Since 2018

IMPROVE YOUR CREDIT SCORE TODAY!

Take Control of Your Financial Future — India's most trusted credit repair experts legally fix CIBIL issues with a 98% success rate and money-back guarantee.

Our Services

Free ConsultationSame-day expert advice

Credit AnalysisDeep forensic audit

Score ImprovementAvg. +85 pts guaranteed

5K+

Happy Clients

98%

Success Rate

₹500Cr

Loans Unlocked

4.9★

Google Rating

📈

Score Improved +185 ptsManeet S. · Delhi · 42 days

✅

Home Loan ₹45L ApprovedHDFC Bank · Excellent Score

Live CIBIL Dashboard

Live Tracking

+185

Points Gained

42d

Time Taken

Issues Fixed

🌟 Our Services

Complete Credit Repair Solutions

Every credit issue handled with legal precision, speed, and a money-back guarantee across all four bureaus.

📝

Complete Removal

Full legal removal of written-off accounts from all bureau records using RBI-compliant dispute filing and bank NOC.

98% Success45–60 Days

Learn More

💰

Settled → Closed

Convert "Settled" to "Closed" across all 4 bureaus. Dramatically boosts your loan eligibility and creditworthiness.

95%+ Success30–50 Days

Learn More

⚖️

Legal Removal

Remove court case and legal suit entries with our dedicated lawyer team — court orders and bureau disputes handled end-to-end.

Deep forensic audit across all 4 bureaus. We identify every error, discrepancy, and score-improvement opportunity.

4 Bureau AuditScore Plan

Learn More

👤

Quick Fix

Fix name, address, PAN, DOB discrepancies across all four credit bureaus simultaneously with Aadhaar/PAN sync.

All 4 BureausPAN Sync

Learn More

❌

Fraud Protection

Dispute and remove unauthorized loans, identity theft entries, and fraudulent accounts harming your credit score.

Fraud RemovalIdentity Theft

Learn More

⚖️ 100% Legal & RBI Compliant

Years Excellence

📖 Our Story

India's Most Trusted Credit Repair Experts

Founded in 2018, CIBIL Repair has emerged as India's leading credit repair consultancy, dedicated to helping individuals and businesses achieve financial freedom. A poor credit score can block your home loan, car loan, business funding, or even a credit card.

Our team of certified credit experts, legal advisors, and financial analysts work tirelessly to identify inaccuracies, dispute errors, and negotiate with all four credit bureaus on your behalf — with an average score improvement of 85+ points.

RBI Compliant Services

100% Legal Process

Bank-Grade Security

Money Back Guarantee

Expert Legal Team

Fastest Resolution

5K+

Clients

98%

Success

85+

Avg Pts

4.9★

Rating

📊 Transformation

Before & After CIBIL Repair

See the real, measurable difference across every dimension of your credit profile — in just 30–90 days.

⚡

❌ Before Repair

CIBIL Score580

Written OffPresent

Settled Accounts2 Accounts

Loan EligibilityRejected

Credit Card₹0 Limit

Interest Rate18–24%

✅ After Repair

CIBIL Score785

Written OffRemoved ✓

Settled AccountsCleared ✓

Loan Eligibility₹50L Approved

Credit Card₹3L+ Limit

Interest Rate8–10%

⚡ How It Works

Your 4-Step Journey to Excellent Score

Transparent, fully legal process with weekly progress updates and zero hidden steps.

Free Consultation

Share your CIBIL report. We analyze every entry and provide a free improvement roadmap.

Same day

Custom Action Plan

Personalized credit repair roadmap with projected score improvement and exact timeline.

1–2 days

Legal Dispute Filing

Our legal team files disputes with banks and all four credit bureaus with weekly reports.

7–45 days

Score Improvement

CIBIL score rises. We assist you in applying for loans with our partner bank network.

45–90 days

🏦 Loan Calculator

Loan Eligibility Calculator

See how much loan you qualify for after improving your CIBIL score.

Calculate Your Eligibility

Adjust sliders to see estimated loan eligibility and monthly EMI based on your income and CIBIL score.

Monthly Income ₹60,000

CIBIL Score (After Repair) 750

Loan Tenure 20 Years

Interest Rate 8.5%

Max Loan Eligibility

₹37,80,000

Based on FOIR & your CIBIL score

Monthly EMI

₹32,840

Fixed rate, equal monthly installments

Total Interest Payable

₹20,21,600

Over the full loan tenure

📱 EMI Calculator

Calculate Your Monthly EMI

Plan your loan repayments easily. Know your exact monthly payment before you apply.

EMI Calculator

Adjust the sliders to calculate your monthly EMI instantly

💰 Loan Amount ₹5,00,000

📅 Interest Rate (% per annum) 8.5%

⏱️ Loan Tenure (Years) 5 Years

📊 Loan Tenure (Months) 60 Months

📅

Monthly EMI

₹8,796

💰

Total Interest Payable

₹27,760

💵

Total Amount Payable

₹5,27,760

Payment Breakdown

Principal Amount Interest Amount

🎯 Score Simulator

See Your Potential Score

Select the issues on your credit report and instantly see how much your CIBIL score can improve.

What's on Your Report?

Select all issues that apply. We'll calculate your estimated score improvement instantly.

Written Off Account

+80 pts

Settled Account

+60 pts

Suit / Court Case Filed

+100 pts

Wrong / Unauthorized Entry

+40 pts

Late Payment History

+20 pts

Profile / Data Errors

+30 pts

Points Gain

New Score Estimate: —

💬 Success Stories

Real People. Real Results.

Over 5,000 Indians have transformed their financial lives with CIBIL Repair.

✓ Verified Client

★★★★★

"My score went from 580 to 785 in just 45 days. The team removed my written-off account legally. My home loan is now sanctioned — I thought this was impossible!"

Maneet Singh

Delhi · Home Loan ₹42L Approved

📈 +205 points in 45 days

✓ Verified Client

★★★★★

"Professional and completely transparent at every step. My settled account was converted to closed in 6 weeks. Score went up 110 points. Highly recommend!"

Priya Sharma

Mumbai · Credit Card Limit ₹4L

📈 +110 points in 42 days

✓ Verified Client

★★★★★

"Three wrong entries removed in 28 days. Business loan approved the very next month. The expertise and dedication is simply unmatched in this industry."

Rajesh Kumar

Bangalore · Business Loan ₹28L

📈 +180 points in 28 days

✨ Why Choose Us

The CIBIL Repair Difference

We don't just fix scores — we rebuild financial lives with integrity and guaranteed results.

⚖️

100% Legal RBI Process

Every action is fully compliant with RBI guidelines and Indian credit bureau regulations. No shortcuts, no risk to you whatsoever.

🔒

Bank-Grade Security

256-bit SSL encryption on all your documents and personal data. Enterprise-grade data privacy protocols at every step.

⚡

30-Day Resolution

Fastest in the industry. We file disputes immediately and track cases daily — weekly progress reports guaranteed.

💰

Money-Back Guarantee

If we can't resolve your case, you pay nothing. Full refund, no questions asked. We only charge for results.

🏆

98% Success Rate

The highest verified success rate in Indian credit repair, confirmed across 5,000+ resolved cases since 2018.

👨‍⚖️

Dedicated Legal Team

Lawyers, certified credit counselors, and bureau-negotiation specialists assigned exclusively to your case.

👥 Our Team

Meet Your Credit Experts

Certified professionals with decades of combined experience in credit law, banking, and financial counseling.

Vikram Malhotra

Chief Credit Officer

15+ years in credit bureau management. Ex-CIBIL analyst. CA & certified credit counselor.

Aditi Sharma

Senior Legal Advisor

LLB from Delhi University. Specializes in consumer credit law and banking disputes. 12+ years.

Rohit Kapoor

Bureau Relations Head

Ex-Equifax relationship manager. Direct escalation contacts at all 4 bureaus. MBA Finance, IIM.

Priya Nair

Client Success Manager

8 years in financial services. Ensures every client gets regular updates and maximum support.

💎 Our Services

Choose Your Service

No hidden fees. Pay only for results. All services include money-back guarantee.

Written Off Clearance

Complete Removal

Full removal of written-off accounts from all 4 bureaus.

Full written-off removal
Bank NOC procurement
RBI-compliant dispute filing
45-60 day resolution
Legal team support
98% success rate

View Details

⭐ Most Popular

Settled Clearance

Settled → Closed

Convert "Settled" to "Closed" across all credit bureaus.

Settled → Closed conversion
NOC from lender
30-50 day resolution
Score boost 60-80 points
Dedicated case manager
95%+ success rate

View Details

Suit Filed Removal

Legal Removal

Legal removal of court cases and suit entries from credit report.

Complete suit removal
Dedicated lawyer assigned
Court representation support
60-90 day resolution
Legal documentation
92% success rate

View Details

Credit Report Analysis

Forensic Audit

Complete forensic audit of your credit report across all bureaus.

50-point checklist
Error identification report
Custom improvement plan
Dispute letter templates
3-5 day turnaround
Expert consultation

View Details

⚡ Fastest

Profile Correction

Quick Fix

Fix name, PAN, address, DOB errors across all bureaus.

Name spelling correction
PAN/Aadhaar sync
Address & DOB fixes
15-20 day resolution
Score boost 20-40 points
Document verification

View Details

Wrong Entry Removal

Fraud Protection

Remove unauthorized loans, identity theft, and fraudulent entries.

Fraudulent entry removal
Identity theft protection
Police complaint support
20-30 day resolution
CIBIL monitoring
Legal affidavit support

View Details

🔒 All services include money-back guarantee · No success, no charge · Free consultation before starting

❓ FAQ

Frequently Asked Questions

Everything you need to know about CIBIL scores and credit repair.

What is a good CIBIL score for a home loan?

A score of 750 or above is considered excellent and gives you the best home loan rates (7.5–9%). Scores 700–749 are good but attract slightly higher rates. Below 700, most banks reject applications or charge 14–18% interest.

How long does credit repair take?

Simple cases like profile corrections take 15–30 days. Written-off and settled account clearances take 45–60 days. Complex suit filed removal may take 60–90 days. We provide weekly progress updates throughout.

Is credit repair legal in India?

Absolutely. Our entire process is 100% legal and RBI-compliant. We file formal disputes with credit bureaus and lenders using established legal frameworks, with a dedicated legal team ensuring full compliance at every step.

What is the money-back guarantee?

If we are unable to resolve the specific issues we agreed to fix in your service agreement, we refund your payment in full — no questions asked. We only take on cases we're confident we can resolve (98% success rate).

Can a written-off account really be removed?

Yes. A written-off account can be removed by settling the outstanding amount and obtaining an NOC, or by disputing the entry if it contains errors. Our legal team has successfully removed thousands with a 98% success rate.

Do you work with all four credit bureaus?

Yes. We file disputes with all four — CIBIL (TransUnion), Equifax, Experian, and CRIF Highmark. This ensures your credit profile is clean across all bureaus, as lenders check different bureaus for different loan types.

📝 Reviews

Verified Customer Reviews

Genuine, unfiltered reviews from real clients across India.

Verified Purchase

★★★★★

"Excellent service! Score went from 640 to 758 in 45 days. Professional, responsive, and delivered exactly what they promised."

Amit Verma

January 2025 · Delhi

Verified Purchase

★★★★★

"Very professional team. They removed my settled account and I became eligible for a home loan. Cannot recommend them enough!"

Neha Gupta

February 2025 · Mumbai

Verified Purchase

★★★★★

"Wrong entry removed in 20 days. Business loan approved immediately after. Best credit repair service in India, hands down."

Vikram Singh

March 2025 · Bangalore

Share Your Experience

Helped by CIBIL Repair? Your review helps others make confident decisions.

Welcome Back!

IMPROVE YOUR CREDIT SCORE TODAY!

Complete Credit Repair Solutions

India's Most Trusted Credit Repair Experts

Before & After CIBIL Repair

Your 4-Step Journey to Excellent Score

Loan Eligibility Calculator

Calculate Your Eligibility

Calculate Your Monthly EMI

EMI Calculator

Payment Breakdown

See Your Potential Score

What's on Your Report?

Real People. Real Results.

The CIBIL Repair Difference

Meet Your Credit Experts

Choose Your Service

Frequently Asked Questions

Ready to Reclaim Your Financial Freedom?

Verified Customer Reviews

Share Your Experience

Welcome Back!

IMPROVE YOUR CREDIT SCORE TODAY!

Complete Credit Repair Solutions

India's Most Trusted Credit Repair Experts

Before & After CIBIL Repair

Your 4-Step Journey to Excellent Score

Loan Eligibility Calculator

Calculate Your Eligibility

Calculate Your Monthly EMI

EMI Calculator

Payment Breakdown

See Your Potential Score

What's on Your Report?

Real People. Real Results.

The CIBIL Repair Difference

Meet Your Credit Experts

Choose Your Service

Frequently Asked Questions

Ready to Reclaim Your Financial Freedom?

Verified Customer Reviews

Share Your Experience

Free CIBIL Consultation