A "Written Off" remark on your CIBIL report drops your score by 50–100 points and makes 90% of lenders auto-reject your application. We legally dispute, validate, and remove this entry across all 4 bureaus — restoring your credit history to a clean state.
Six expert-led steps from document collection to confirmed removal across all four bureaus.
We collect your loan agreement, write-off letter, and full credit report for review.
Bureau- & lender-specific dispute notices drafted with proof of the write-off entry.
We check if the write-off is time-barred (7+ years old) or contains reporting errors.
Disputes submitted simultaneously to CIBIL, Equifax, Experian & CRIF with daily follow-up.
Banking Ombudsman and RBI Consumer Protection filing if bureau or bank refuses.
Entry removed or corrected, updated reports confirmed across all bureaus, sent to you.
Every type of written-off account situation handled with tailored legal strategy — nothing is left unresolved.
Personal loans, home loans, auto loans, and business loans written off by the bank — all eligible for removal or status correction.
Credit card dues written off after prolonged non-payment — one of the most damaging and common entries we fix.
Write-offs from NBFCs, digital lenders, and microfinance institutions — all covered under our service.
Write-offs older than 7 years are legally required to be removed. We verify and enforce this on your behalf.
When banks ignore or refuse dispute requests, we escalate to Banking Ombudsman and RBI under CIC Act 2005.
Multiple written-off accounts across different lenders? We handle all of them simultaneously — one fee, complete resolution.
A "Written Off" status appears when a lender gives up on recovering a debt after prolonged default and closes its books on the account. The entry stays on your credit report for up to 7 years — and often longer due to reporting errors — making it one of the most damaging marks possible. It signals to every future lender that you defaulted and the bank wrote off the loss.
Our Written Off Clearance service legally disputes and removes this entry — or gets it corrected — by working with the credit bureaus, your lender, and if necessary, the Banking Ombudsman and RBI. There is no requirement to repay the original debt again. This is a documentation and dispute process, not a repayment process.
Our written-off clearance service is a complete end-to-end legal process — not just a letter:
Every commitment we make is backed by verified results, legal compliance, and real client outcomes.
All dispute processes strictly follow RBI guidelines and the Credit Information Companies (Regulation) Act, 2005.
Bank-grade security at every step. Your documents and personal data are always encrypted and protected.
We file corrections simultaneously with CIBIL, Equifax, Experian, and CRIF — no bureau is skipped.
If we cannot remove or correct your written-off entry, you receive a full refund — no questions asked.
Verified reviews from 5,000+ real clients across India — the most trusted credit repair brand in the country.
Your data privacy is fully protected under the Information Technology Act 2000 and DPDP Act 2023.
Talk to our written-off clearance expert before you pay anything. Free guidance, no obligation — real answers about your specific case.
Get expert advice on removing your written-off account. Our team contacts you within 2 hours.