📖 What is Wrong Entry Clearance?
A "wrong entry" refers to any inaccurate or unauthorized data on your credit report – loans you never took, duplicate accounts, incorrect overdue amounts, wrongly reported defaults, or identity theft. Such errors can drop your CIBIL score by 30–70 points and cause automatic loan rejections.
Our Wrong Entry Clearance service identifies and removes these errors through a systematic, legally backed dispute process, restoring your true credit profile.
30-70
Points increase after removal
4,000+
Wrong entries cleared successfully
30-45
Days resolution timeline
⚠️ Types of Wrong Entries We Remove
- Unauthorized Loans - Loans opened fraudulently in your name
- Duplicate Accounts - Same loan appearing multiple times
- Incorrect Late Payments - Wrongly reported delays
- Wrong Personal Details - Name, PAN, address mismatches
- Wrong Credit Limits - Incorrect card limits reported
- Time-Barred Items - Accounts older than 7 years
- Wrong Default Status - Active shown as defaulted
- Wrong Employer Name - Incorrect employment details
🔧 Our Wrong Entry Clearance Process
1
Comprehensive Audit
We obtain your credit reports from all four bureaus (CIBIL, Equifax, Experian, CRIF) and identify every wrong entry.
2
Collect Evidence
We help you gather proof (loan sanction letter, no-dues certificate, bank statements) that the entry is incorrect.
3
Draft Legal Disputes
Our team prepares bureau-specific dispute letters citing RBI guidelines and consumer protection laws.
4
File with Bureaus & Lender
We submit disputes to the relevant credit bureaus and the reporting lender simultaneously.
5
Escalate if Needed
If the bureau or lender does not act, we escalate to the Banking Ombudsman and RBI.
6
Confirmation & Updated Report
Once the wrong entry is removed, we provide you with an updated credit report and a certificate of resolution.
✅ Key Benefits of Wrong Entry Clearance
📈 Score Boost
Removing inaccurate entries can increase your CIBIL score by 30-70 points almost overnight.
🛡️ Stop Identity Theft
Unauthorised loans opened in your name are flagged and removed, protecting your financial future.
🏦 Loan Approval Restored
Banks reject applications with errors – after correction, you become eligible again.
⚖️ Legally Enforced
All actions are based on the Credit Information Companies (Regulation) Act, 2005 and RBI circulars.
💰 No-Win-No-Fee
If we cannot remove the wrong entry, you get a full refund.
🔒 Identity Protection
We help file police complaints for identity theft cases.
🌟 Why Choose Our Wrong Entry Clearance Service?
We are specialists in credit report correction. Our legal team has a 98% success rate in removing wrong entries, and we have helped over 4,000 clients clear their reports. We provide a dedicated case manager, regular updates, and a full money-back guarantee. Don't let someone else's debt ruin your credit – let us clean your report legally and permanently.
❓ Frequently Asked Questions
What types of wrong entries can be removed?
We remove: unauthorised loans, duplicate accounts, incorrect late payments, wrong personal details (name, PAN, address), accounts that don't belong to you, and any other error that negatively affects your score.
How long does the process take?
Typically 30-45 days. Bureaus have 30 days to respond to disputes. We handle all follow-up and escalate if needed.
What if the bank insists the loan is real?
We will help you file a police complaint for identity theft and then use that complaint to force removal from the credit report. We have successfully handled hundreds of such cases.
Do I need to pay for the fraudulent loan?
Absolutely not. You are not responsible for fraudulent loans. Our service focuses on proving the loan was not taken by you and getting it removed from your credit report.