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India's #1 Credit Repair Since 2018

OUR STORY & MISSION

From a small team of 3 credit experts to India's most trusted credit repair consultancy — 5,000+ lives transformed, ₹500Cr+ in loans unlocked, and a 98% success rate that speaks for itself.

Our Story
2018
Founded
5K+
Happy Clients
98%
Success Rate
4.9★
Google Rating
Company Highlights
Active Since 2018
📈
Clients Served
Across India, all credit types
5,000+
💰
Loans Unlocked
Home, car, business loans
₹500Cr
🏆
Avg Score Gain
Per resolved case
+85 pts
⚖️
Legal Disputes Filed
With all 4 credit bureaus
12K+
Home › About Us
0
Happy Clients Served
0
Industry-Best Success Rate
0
Avg. Points Improved
0
₹ Loan Value Unlocked
0
Proven Excellence
⚖️ 100% Legal & RBI Compliant
785 CIBIL SCORE EXCELLENT Written-off Removed +165 PTS - 42 DAYS Loan Approved 45L - HDFC BANK
7+
Years Excellence
📖 Our Story

India's Most Trusted Credit Repair Experts

Founded in 2018, CIBIL Repair emerged as India's leading credit repair consultancy, dedicated to helping individuals and businesses achieve financial freedom. A poor credit score can block your home loan, car loan, business funding, or even a credit card.

Our team of certified credit experts, legal advisors, and financial analysts work tirelessly to identify inaccuracies, dispute errors, and negotiate with all four credit bureaus — with an average score improvement of 85+ points per client.

RBI Compliant Services
100% Legal Process
Bank-Grade Security
Money-Back Guarantee
Expert Legal Team
Fastest Resolution
5K+
Happy Clients
98%
Success Rate
85+
Avg Points
4.9★
Google Rating
🎯 Purpose

Our Mission & Vision

We exist to make credit score improvement simple, transparent, and accessible for every Indian.

🎯

Our Mission

To help individuals build financial credibility and access fair lending opportunities by making credit score improvement simple, transparent, and result-oriented. Everyone deserves a second chance at financial freedom — no one should be denied a loan due to correctable credit errors.

100% Legal Client First Results Driven
🌟

Our Vision

To become India's most trusted name in credit score improvement, empowering millions with knowledge, ethical solutions, and long-term financial confidence — where every deserving Indian has equal access to credit opportunities regardless of past challenges.

Pan India Financial Freedom Equal Access
✨ What We Stand For

Our Core Values

Six principles that guide every decision, every client interaction, and every result we deliver.

⚖️
100% Legal Process

Every action is fully RBI-compliant. We use only lawful dispute filing methods — no shortcuts, no risk to you whatsoever.

🔒
Bank-Grade Security

256-bit SSL encryption protects your data at every step. Your information is never shared without explicit consent.

⚡
Fastest Resolution

We file disputes immediately and track daily — industry-leading 30-day resolution with weekly progress reports.

💰
Money-Back Guarantee

If we can't resolve your case, you pay nothing. Full refund, no questions asked. We only charge for results delivered.

🏆
Proven Track Record

98% success rate across 5,000+ cases since 2018 — the highest verified success rate in Indian credit repair.

💎
Radical Transparency

No hidden fees, no false promises. We tell you exactly what we can achieve, how long it takes, and what it costs.

📅 Our History

Our Journey

From a small team to India's #1 credit repair consultancy — a story of trust, results, and relentless dedication.

2018
🚀 Founded in Delhi NCR

CIBIL Repair was born from a simple mission — help deserving Indians fix their credit scores. Founded with a team of 3 credit experts and a dedicated lawyer to serve clients across India.

Delhi NCR
2018
2019
2019
📊 500 Clients Milestone

Achieved first 500 successful cases with a 95% success rate. Expanded legal team and established direct relationships with all four credit bureaus in India.

500 Clients
2020
💪 1,000 Happy Clients

Despite COVID-19 challenges, we helped 1,000 clients repair their credit online. Launched our digital consultation platform making credit repair accessible pan-India.

Went Digital
2020
2022
2022
🏆 #1 Credit Repair Agency

Recognized as India's #1 credit repair agency. Achieved 98% success rate and helped clients collectively unlock over ₹250 Crore in home, car, and business loans.

₹250Cr Unlocked
2024 – Now
🌟 5,000+ Clients & Beyond

Crossed 5,000 successful cases with ₹500 Crore+ in loans unlocked. Launched our partner program with 800+ referral partners and expanded our specialist team to 25 professionals.

₹500Cr Unlocked
NOW
👥 The People Behind the Results

Meet Our Expert Team

Certified professionals with decades of combined experience in credit law, banking, and financial counseling.

Vikram Malhotra - Founder and Chief Credit Officer
Vikram Malhotra
Founder & Chief Credit Officer

15+ years in credit bureau management. Ex-senior analyst at TransUnion CIBIL. CA & certified credit counselor with deep expertise in RBI regulations.

Aditi Sharma - Senior Legal Advisor
Aditi Sharma
Senior Legal Advisor

LLB from Delhi University. Specializes in consumer credit law and banking disputes. 12+ years filing credit bureau disputes and court representation across India.

Rohit Kapoor - Bureau Relations Head
Rohit Kapoor
Bureau Relations Head

Ex-Equifax relationship manager. Direct escalation contacts at all 4 bureaus. MBA Finance, IIM. Specialist in multi-bureau dispute resolution strategies.

🔒 Trust & Compliance

Why You Can Trust Us

Every service meets the highest standards of legal compliance, data security, and professional ethics.

⚖️

RBI Compliant

All processes strictly follow Reserve Bank of India guidelines and Indian consumer protection laws.

🔒

256-bit SSL Encryption

Bank-grade data security at every step. Your documents and personal data are always encrypted and protected.

🏦

All 4 Bureaus Covered

We file disputes simultaneously with CIBIL, Equifax, Experian, and CRIF Highmark for complete coverage.

💰

Money-Back Guarantee

No result, no charge — guaranteed. Full refund if we cannot resolve the agreed issues in your specific case.

⭐

4.9★ Google Rating

Verified reviews from 5,000+ real clients across India — the most trusted credit repair brand in the country.

📋

IT Act Compliant

Your data privacy is fully protected under the Information Technology Act 2000 and DPDP Act 2023.

Our commitments to every client
🏆
98% Success RateIndustry's best
⚡
30-Day ResolutionFastest in India
🔒
Bank-Grade Security256-bit SSL
💰
Money-Back GuaranteeNo result, no charge
⭐
4.9★ Google Rating5,000+ reviews
🌟 What We Do

Complete Credit Repair Solutions

Every credit issue handled with legal precision, speed, and a money-back guarantee across all four bureaus.

01
📝
Complete Removal

Full legal removal of written-off accounts from bureau records using RBI-compliant dispute filing and bank NOC.

98% Success45-60 Days
Learn More
02
💰
Settled → Closed

Convert "Settled" to "Closed" across Credit bureaus. Dramatically boosts your loan eligibility and creditworthiness.

95%+ Success30-50 Days
Learn More
03
⚖️
Legal Removal

Remove court case and legal suit entries with our dedicated lawyer team — court orders and bureau disputes end-to-end.

Expert LawyersLegal
Learn More
04
📊
Forensic Audit

Deep forensic audit across credit bureaus. We identify every error, discrepancy, and score-improvement opportunity.

4 Bureau AuditScore Plan
Learn More
05
👤
Quick Fix

Fix name, address, PAN, DOB discrepancies across credit bureaus simultaneously with Aadhaar/PAN sync.

All 4 BureausPAN Sync
Learn More
06
❌
Fraud Protection

Dispute and remove unauthorized loans, identity theft entries, and fraudulent accounts harming your credit score.

Fraud RemovalIdentity Theft
Learn More

Ready to Transform Your Credit Score?

Join 5,000+ Indians who improved their CIBIL score and achieved their financial dreams — home loans, business loans, and premium credit cards.

WhatsApp Us Call Now
Free initial consultation
No hidden charges
Money-back guarantee
Results in 30-90 days